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Auto Loan Calculator
Find the monthly payment and the true total cost of a new or used car.
Monthly payment-
- Amount financed
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- Total interest
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- Sales tax
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- Total cost of car
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Most states tax the price after subtracting the trade-in. Tax and fees are rolled into the loan here.
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How to lower your car payment
A larger down payment and a shorter term cut total interest the most. Stretching a loan to 72 or 84 months lowers the monthly payment but often leaves you owing more than the car is worth for several years.
Compare terms
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